Terms of Service

Effective Date: 01-01-2026

Welcome to CryptoCredits.io (“we,” “us,” “our,” “Platform”). These Terms of Service (“Terms”) govern your access to and use of the CryptoCredits.io website, products, and services (collectively, “Services”). By accessing or using the Services, you agree to be bound by these Terms. If you do not agree, do not use the Services.

Acceptance of Terms

You affirm that you are at least 18 years old and capable of forming a binding contract. By using the Services, you acknowledge and agree that you have read, understood, and accept these Terms and the accompanying Privacy Policy.

Service Overview

CryptoCredits.io provides access to AI-assisted, wallet-native, on-chain cryptocurrency payment infrastructure (“MM AI Agent” or “Payment Terminal”), enabling merchants and users to accept and process crypto payments directly in self-custody wallets without custodial control or intermediary access.

User Responsibilities

You are responsible for:

Maintaining the confidentiality and security of any private keys, wallets, or credentials used in connection with the Services.
Verifying all transactions before signing and broadcasting them.
Complying with all applicable laws and regulations in your jurisdiction regarding crypto usage and payments.

We do not and cannot access your private keys, nor can we reverse or block transactions once signed by your wallet.

No Custodial Services

The Services are strictly non-custodial. We do not hold, control, or store your crypto-assets at any time. All transactions are fully signed and authorized by your own wallet (e.g., MetaMask).

Fees

Fees are clearly displayed based on your selected subscription tier (Free, Business, Pro, Enterprise) and are charged as set forth on the Platform. You agree to pay all applicable fees in connection with your use of the Services.

Risk Acknowledgment

You understand and agree that:

Blockchain transactions are irreversible.
We are not responsible for transaction failures due to network congestion, chain forks, client errors, or incorrect transaction data.
No chargebacks are possible once a transaction is confirmed on the blockchain.

Intellectual Property

All content, branding, and intellectual property on CryptoCredits.io, including software, logos, and documentation, are owned by us or our licensors. Nothing in these Terms transfers ownership of any intellectual property to you.

Third-Party Services

The Services may link to or integrate with third-party services such as wallets, blockchain explorers, and analytics providers. We are not responsible for third-party terms or privacy practices.

Disclaimer of Warranties

To the maximum extent permitted by law:

The Services are provided “as-is” and “as available.”
We disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

In no event shall CryptoCredits.io, its affiliates, officers, or employees be liable for indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or business opportunities arising from your use of the Services.

Indemnification

You agree to indemnify and hold harmless CryptoCredits.io from and against any claims, liabilities, damages, losses, or expenses (including reasonable attorneys’ fees) arising out of your violation of these Terms or your use of the Services.

Modifications

We may modify these Terms at any time. Continued use of the Services will constitute acceptance of any updated Terms after notice.

Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the jurisdiction in which CryptoCredits.io operates, without regard to conflict of law principles.

Contact

For questions about these Terms, contact:
Crypto Credits S upport on our website.